Tag: FCRA

A federal district court has ruled that the Fair Credit Reporting Act (FCRA) preempts state credit reporting laws, curtailing the ability of state governments to place restrictions or regulations on credit reporting practices. In effect, this means that states can only put laws about credit reporting into place when they do not conflict with the FCRA. This decision has raised concerns among privacy advocates and labor advocates, who are concerned about how credit reporting might be abused. Continue reading “FCRA Preempts State Credit Reporting Laws, Says Federal Court”