SBA Financial Assistance for Small Businesses

The Small Business Administration provides a number of financial assistance programs for small businesses including 7(a), 504 and disaster assistance loans. You’ll learn about eligibility requirements, SBA’s loan programs, surety bonds and the role of SBA, equity capital topics, special purpose loans, SBA partner topics and 7(a) lender programs. A great place to start is to check out the SBA’s Finance Primer: A Guide to SBA’s Loan Guarantee Programs (Flash video).

Overview of the SBA’s programs
The U.S. Small Business Administration (SBA) is an independent Agency of the Executive Branch of the Federal Government. It is charged with the responsibility of providing four primary areas of assistance to American Small Business. These are: Advocacy, Management, Procurement, and Financial Assistance. Financial Assistance is distributed primarily four ways:

• Investment programs
• Business Loan Programs
• Disaster Loan Programs
• Bonding for Contractors

Grants
The SBA does not offer grants to start or expand small businesses, though it does offer a wide variety of loan programs. While the SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. However, the SBA website provides a comprehensive repository of grant programs , including links to each program, on its website. The following were listed at the time of writing:

• 13 CFR 143
  Uniform Administrative Requirements for Grants and Cooperative Agreements to State and Local Governments
• The Federal Commons
  An Internet grants management portal serving the grantee organization community.
• Department of Health Resources and Services Administration
  Grants and Contracts from the Advancement of Telehealth’s grant page.
• Department of Justice
  Ten Grants: Link to the Department of Justice’s page with grant opportunities.
• Department of Labor
  Employment and Training Administration – Welfare-to-Work – Grants listing by State
• Department of Transportation
  Federal Highway Admn – Universities and Grants Programs
• HRSA
  Office of Rural Health Policy
• Department of Labor
  Grant and Contract Information
• Department of Transportation
  Hazardous Materials Emergency Preparedness grant program
• DOT’s State Highway Program Grants
• EPA’s Grants Information Overview
• EPA’s Environmental Research Grant Announcements
• EPA’s Region IV Grants and Financial Assistance
• Housing and Urban Development (HUD)
• National Cancer Institute – Research Projects Grants
• National Endowment for the Humanities – Grants and Applications
• GrantsNet – U.S. Department of Health and Human Services
• NIH – Grants and Funding Opportunities
• NOAA Sponsored
• NOAA’s National Marine Fisheries Service – Alaska Region – Grants Information
• National Park Service (NPS) – Grants and Tax Credits
• Office of Electronic Commerce – Grants
• Office of Naval Research – Grants, Contracts and Acquisition
• Grant Writing Tips
  Link to Afterschool.gov’s site on grant writing.

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Return to Small Business Resource Center.

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