Employer-Sponsored Insurance Costs Continue to Rise in New York

One of the biggest benefits a business can offer its staff is an employer-sponsored insurance plan. According to the Kaiser Family Foundation, employer-sponsored health insurance plans benefit as many as 152 million people in the U.S. Unfortunately, many New York businesses and  workers are facing the harsh reality of rising insurance costs, which are far outpacing that of employees’ wages. Continue reading “Employer-Sponsored Insurance Costs Continue to Rise in New York”

Important Considerations Before Launching a Lawsuit

Lawsuit ChecklistIn deciding whether or not to sue there are three important considerations, and without all three a lawsuit generally cannot succeed: (1) there must be a liability (or a basis for getting relief); (2) there must be damages (and under New York law damages are sometimes not easy to prove and may require expert testimony unless it is plain and easy to calculate); and (3) there must be a “pocket” or source of funds from the parties who are liable for the damages, to pay a judgment.

Many people commence lawsuits without having all three factors in mind. If you don’t have at least two of the three factors clearly defined in your mind — and at least a reasonable chance that the third factor exists — usually the lawsuit should not be brought. Continue reading “Important Considerations Before Launching a Lawsuit”